Terms and Conditions

Finec Asset Management LLC (“FAM”) is an investment adviser registered with the State of California. FAM only transacts business in states where it is properly registered, or excluded or exempted from registration requirements.

I. Acceptance of our legal terms and conditions

The following terms and conditions apply to all individuals who access the materials made available by FAM at this website (the “Website”). Please read these terms and conditions carefully before using this Website. If you do not agree with these terms and conditions, do not continue using this Website. FAM reserves the right to change, amend, or modify these terms and conditions at any time without prior notice.

II. Content of Website

All the information contained in this Website is provided by FAM for informational purposes only and does not represent a substitute for professional financial advice. The information on this Website is not intended to provide users with any personalized financial, investment, legal, tax, accounting or other professional advice. Neither FAM nor its affiliates are responsible for any loss resulting from the reliance on the information contained in this Website by any user.

Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that the future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended and/or purchased by FAM), or product made reference to directly or indirectly on this Website, or indirectly via link to any unaffiliated third party Website, will be profitable or equal to corresponding indicated performance levels.

Different types of investment involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client’s investment portfolio. No client or prospective client should assume that any information presented and/or made available on this Website serves as the receipt of, or a substitute for, personalized individual advice from FAM or any other investment professional.

Historical performance results for investment indexes and/or categories generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment-management fee, the incurrence of which would have the effect of decreasing historical performance results.

III. Disclaimer of warranties

All content on this Website is provided "as is", without warranties of any kind, either express or implied, related to its completeness, accuracy or timeliness. Although FAM attempts to keep the information in this Website accurate, complete and current, neither FAM nor its affiliates represent or warrant that the information contained in this Website will be error-free, accurate, complete, current, uninterrupted, or omission-free.

IV. Restrictions on use of materials

This website is owned and operated by FAM. Permission is granted to display and navigate this website with a computer using HTML browser software, solely for personal, non-commercial use. Any commercial or public use of this Website or any portion hereof is strictly prohibited.

Except as otherwise permitted by FAM in writing, no materials from this Website may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. Users may download material displayed on this Website for non-commercial, personal use only, provided the user also retains all copyright and other proprietary notices contained on these materials. Modification or use of the materials for any other purpose violates FAM's intellectual property rights.

FAM neither warrants nor represents that the use of materials displayed on this Website will not infringe rights of third parties not owned by or affiliated with FAM.

V. Security

The electronic services may be used to access and transfer information over the internet. The user acknowledges and agrees that FAM does not operate or control the internet and that: (I) viruses, worms, trojan horses, or other undesirable data or software; or (II) unauthorized users (e.g. hackers) may attempt to obtain access to and damage your data, websites, computers, or networks. Neither FAM nor its affiliates shall be responsible for such activities.

VI. External websites

This Website may contain links to third party websites. However, FAM makes no guarantees or representations, and shall have no liability for, the security or accuracy of the content delivered by third party sites.

VII. Integration and severability

If any provision of these terms and conditions is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these terms and conditions and will not affect the validity and enforceability of the remaining provisions. The preceding terms of use represent the entire agreement between FAM and the user relating to the subject matter herein.

Each client and prospective client agrees, as a condition precedent to his/her access to FAM's Website, to release and hold harmless FAM, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her actions and/or omissions which are independent of his/her receipt of personalized individual advice from FAM.

Privacy Notice

Our relationship with you is one of our most vital assets. We recognize that you have entrusted us with your private financial information, and we will do our utmost to maintain this trust.

To view our privacy notice please click here.